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Alfred (Fred) Hymans
Professional designations
CFP
Firm or Broker/Dealer name
Firm: Essential Financial Strategies, B/D: Osaic Wealth, Inc.
States licensed in
Rocklin
,
California
Areas of expertise
Languages spoken
English
Time Zone
Fred Hymans, CFP®, has over 20 years of experience providing comprehensive financial planning and advice to clients in California and across the U.S. His expertise includes retirement planning, wealth management, asset allocation strategies, college savings, and insurance solutions for life, disability, and long-term care. As a Certified Financial Planner® Practitioner, Fred helps individuals and families clarify their goals and create personalized strategies to achieve them.
Fred also works with small business owners to establish and manage retirement plans, including defined contribution and benefit plans, and assists with corporate buy/sell and key-person insurance arrangements. Known for his clear communication and collaborative approach, Fred ensures his clients understand complex concepts to make informed decisions.
He is the owner of Essential Financial Strategies, a financial planning and investment management firm in Rocklin, CA. Fred volunteers with 'Wings for Widows,' offering free financial guidance, and serves on multiple nonprofit boards.
Born and raised in the San Francisco Bay Area, Fred earned a bachelor’s degree in Business Administration/Marketing from San Diego State University. He lives in Rocklin with his wife, Colleen, and enjoys golf, sailing, and working as a semi-professional pyrotechnician. Together, they have two children and six grandchildren.
Fred also works with small business owners to establish and manage retirement plans, including defined contribution and benefit plans, and assists with corporate buy/sell and key-person insurance arrangements. Known for his clear communication and collaborative approach, Fred ensures his clients understand complex concepts to make informed decisions.
He is the owner of Essential Financial Strategies, a financial planning and investment management firm in Rocklin, CA. Fred volunteers with 'Wings for Widows,' offering free financial guidance, and serves on multiple nonprofit boards.
Born and raised in the San Francisco Bay Area, Fred earned a bachelor’s degree in Business Administration/Marketing from San Diego State University. He lives in Rocklin with his wife, Colleen, and enjoys golf, sailing, and working as a semi-professional pyrotechnician. Together, they have two children and six grandchildren.