When you don’t quite know where to start after losing a spouse, you can start with us. Start with a widow advocate to talk through your biggest fears, or start with a financial coach to help you deal with all the crap – the practical matters – that comes with losing a spouse. Or you can begin right here with our most commonly asked questions. When you’re done cruising our website, please call or send us an email so we can begin to help you confront your gut-wrenching anxiety, calm your fears, and clear the path toward a new normal.
We help both widows and widowers. Losing a spouse and contending with all the practical matters is no different – no easier – for men than it is for women. It’s all new, overwhelming, and men can make the same bad decisions without professional help as can women.
We do not charge for our financial coaching and many other services. If you register for one of our enrichment classes, there may be a nominal fee for materials.
The value of our coaching, however, is estimated at $2,500, based on the average hourly fee financial advisors charge for financial planning. We offer huge value at no cost to our widowed clients.
Of course, you can go it alone. There are dozens of financial books on the subject, but trying to work through a 300-page book doesn’t seem like a practical option for most widows. There are many lists of things to do available on the internet. However, most widows do not choose to make this journey without professional help of some kind. Widows may rely on their financial advisor if they have one or on someone else they trust if they don’t. Not everyone has a financial advisor or a family member who can help, and that’s where Wings for Widows is a valuable resource. When you work with one of our financial coaches at no charge, you will have an experienced person walking alongside you, guiding you through the practical matters relevant to you. They help you with questions, direct you to resources, help you take action and ensure you don’t make costly mistakes.
We rely on Zoom technology to connect with our widowed clients. You will be sent an invitation with a passcode to log on with your coach on the day and time of your appointment. You can join the zoom coaching session from a personal computer, laptop, iPad or mobile phone. The bigger your device’s screen the better your experience will be. But we’ve coached widows over the phone, too. You will receive our guidebook, at no charge, and together with your coach you will work through the guidebook session after session.
The wonderful thing about coaching virtually is that you can invite family members or friends from anywhere in the world to join you. This is a huge advantage for widows who do not have family members living nearby. We highly encourage surrounding yourself with loving family and friends during this most difficult time.
We created the Progress Check to help new widows and widowers get a sense of where they are in addressing the practical matters that must be taken care of after the loss of a spouse. It is a 35-question survey that results in a score, which is emailed to you. Based on your score you will have a sense of how you are progressing and if you might need additional professional help.
We will address hundreds of potential issues in nine categories, as they may apply to your situation. Everybody’s situation is unique, but we have found over the years that many must address the same questions and overcome the same issues. Visit here to learn more.
Typically, once you’ve been paired with a financial coach, the “engagement” lasts from a few weeks to a few months. Most sessions are 90 minutes. Every person’s situation is different, and every person is different – some are more motivated than others. We do work at your pace, allowing for extra time for those caring for young children, experiencing health issues or in the process of relocating. Your financial coach does not do the work for you but rather guides you through the maze of things to do following the loss of a spouse. Financial coaching provides the structure to deal with the chaos of loss.
Yes. Most of our coaches are registered, licensed, practicing financial advisors who take time from their own clients to help widows and widowers in distress. Most have their Certified Financial Planner (CFP) credentials as well. Our coaches have been through additional training with Wings for Widows because we have our own proprietary process, tools, and materials.
From the Certified Planner Board of Standards: “Most people think all financial planners are ‘certified,’ but this isn’t true. Just about anyone can use the title ‘financial planner.’ CFP Board benefits the public by independently certifying financial planners. Although CFP Board does not guarantee their work, CFP® professionals have met rigorous qualifications for financial planning. Only those who have fulfilled CFP Board’s rigorous requirements can call themselves a CFP® professional.”
“As part of their certification, CFP® professionals commit to high ethical standards. Moreover, a CFP® professional must acquire several years of experience related to delivering financial planning services to clients and pass the comprehensive CFP® Certification Exam before they can call themselves a CFP® professional.”
Initially, we do gather basic contact information. We never ask for your social security number. We do not collect account numbers, passwords or online credentials. If you take our Progress Check, the information is stored in a secure temporary file in our contact manager (Bloomerang). Progress Check information is purged annually if we never work with you. If we do engage in financial coaching with you, we will share your Progress Check answers with your coach and only your coach. During your coaching engagement, you only need to share as much personal information with your coach as you feel comfortable sharing. We do not provide “advice” because we may not have sufficient information about you to analyze and formulate such recommendations. This is intentional. The information that you need to make decisions will be located by you and stored in your workbook only.
No. We will have you endorse a letter of intent to set expectations for your financial coaching, but there is no binding agreement or contract. We do not charge for our services, and there is no obligation to complete your coaching engagement (though we highly encourage it).
No. We have nothing to sell, including cheesy merchandise. We do not charge for our financial coaching services, which includes a free guidebook (a $20 value). There is no catch and no gimmick. We are passionate about helping widows and widowers after the loss of a beloved spouse.